Credit counseling is designed to help consumers avoid bankruptcy by counselors offer consumers advice on finances, budgeting, managing money and money distribution. They also assist those who are unsure of how to approach loaners/creditors/agencies about payment, through a settlement or a payment plan, and walk them through the process. Many counseling agencies are known for their debt management plans, as debt relief is often less dramatic than bankruptcy, which can harshly affect one's credit score.
If you are in need of credit counseling and/or credit repair, do not hesitate to fill out the consultation form. We are here to help!